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Alabama's Workers' Compensation Act: Employee Rights and Benefits
To collect benefits under Alabama's Workers' Compensation Act (the "Act") an employee must follow certain procedures and abide by mandatory timelines.
September 10, 2011 /Law and Legal PR News/ -- Alabama's Workers' Compensation Act: Employee Rights and Benefits
Public and private employers pay premiums for workers' compensation insurance. This insurance protects an employer should an employee suffer an injury or other health related issue at work. Through this insurance, an injured employee may file a claim for benefits to help support themselves or their family in a time of need.
Mutually Beneficial Program
This system benefits both employers and employees; an employee receives payments to supplement their reduced income, and the employer's negligence or fault is not questioned as they receive immunity from court action.
In order to collect benefits under Alabama's Workers' Compensation Act (the "Act"), however, an employee must follow certain procedures and abide by mandatory timelines.
Procedures to File a Claim
The Act says an injured employee (or their representative) must notify their employer of an incident resulting in injury or death within five days. Failure to do so often results in forfeiting medical or compensatory benefits until notice is received.
When someone suffers a work-related injury, the first thing they should do is contact an experienced workers' compensation attorney to know if their claim is viable, as well as when it must be filed. Workers' compensation claims can be very time consuming and complex. Having an attorney protect the injured person's rights or negotiate on their behalf is extremely beneficial.
Types of Benefits
As long as employees meet certain eligibility requirements, the Act allows them to file for certain types of benefits:
-Compensatory: Replaces lost wages due to illness or injury
-Medical: Payments for reasonably necessary medical treatment
-Death: Dependents of the deceased assume receipt of payments, plus burial expenses
In addition to these benefits, certain employers offer supplemental workers' compensation payments. Each person will have to discuss this possibility with their employer, but if a person is eligible, supplemental payments help cover part of the difference between previous salary and a person's income under the Act.
If a person requires more information regarding eligibility, time limits or procedures, then they are encouraged to discuss their situation with an experienced workers' compensation attorney.
Article provided by Johnston, Moore & Thompson
Visit us at www.alabamajusticecenter.com
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